Savings Rates
Find out your interest rate and when it is paid
Interest Rates
Want to find out your interest rate, when it is paid or the minimum deposit required? The tables below give you an overview of our existing savings accounts.
Can't find your interest rate below? Your account may no longer be on sale however we have a list of all accounts and existing rates here.
All returns are subject to Deposit Interest Retention Tax (DIRT). Under current legislation, the effective DIRT rate is 37%
Special Interest Deposit Account ( SIDA )
Balance |
Gross / AER%(Variable) |
Frequency interest paid |
|---|---|---|
$1 - $ 15,000
|
0.85% | Annually in October |
| >$15,000 - $100,000 | 0.15% |
Easy Access savings
Balance |
Gross / AER (Variable) |
Frequency interest paid |
|---|---|---|
$1+
|
0.01% | Quarterly |
Loyalty Saver
Including annual conditional bonus of 0.05% Gross /AER (variable) paid if no more than 4 withdrawals are made in an annual period:
Balance |
Gross / AER (Variable) |
Frequency interest paid |
|---|---|---|
$25,000 - $1,000,000
|
0.10% | Annually in January |
| $2000 - $24,999 | 0.10% | |
| $0 - $1,999 | 0.01% |
Loyalty Saver
Excluding annual conditional bonus of 0.05% Gross / AER (variable) paid if no more than 4 withdrawals are made in an annual period:
Balance
|
Gross / AER (Variable) |
Frequency interest paid
|
|---|---|---|
$25,000 - $1,000,000
|
0.05% | Annually in January |
| $2,000 - $24,999 | 0.05% | |
| $0 - $1,999 | 0.01% |
urfirst / urmoney
Balance |
Gross / AER (Variable) |
Frequency interest paid |
|---|---|---|
$0+
|
0.95% Gross / 0.95% AER | Quarterly |
Fixed Term Deposit (Fixed rate effective from 23rd of May 2018 )
$15,000 - $500,000 |
Frequency interest paid |
||
|---|---|---|---|
6 months |
0.05% Gross |
0.10% AER | At end of the term |
| 12 months | 0.20% Gross | 0.20% AER | At end of the term |
$15,000 - $1,000,000 |
Frequency interest paid |
||
| 24 months | 0.50% Gross | 0.25% AER | At end of the term |
| 36 months | 0.90% Gross | 0.30% AER | At end of the term |
Money Desk - Please contact your local CoxCrest Bank branch for Money Desk Deposit interest rates we will quote you the interest rate before you place your funds on deposit.