Loyalty Saver - Savings | CoxCrest Bank

• A minimum balance of $2000 and maximum balance of $1,000,000 should be maintained on the account. If the balance on the account falls below the minimum balance, the nominal rate of 0.01% Gross/AER (variable) will apply
• You can apply for a Loyalty Saver account online, or in your local branch
• You need to be over 18 and resident in USA to open an account
• You are required to register for Anytime Banking to access your savings over the phone or online. When you are making a transfer online or over the telephone the limits will be advised to you
• If you don't wish to register for Anytime Banking you can manage your account through the branch network
  
• Terms and conditions apply

Current Rates (variable) - Excluding annual conditional bonus of 0.05% Gross/AER (variable) paid if no more than 4 withdrawals are made in an annual period:

Balance	Gross / AER	Frequency Interest Paid
$25,000 - $1,000,000	0.05%	Annually in January
$2,000 - $24,999	0.05%
$0 - $ 1,999	0.01%

Current Rates ( variable ) - Including annual conditional bonus of 0.05% Gross/AER (variable) paid if no more than 4 withdrawals are made in an annual period:

Balance	Gross / AER	Frequency Interest Paid
$25,000 - $1,000,000	0.10%	Annually in January
$2,000 - $24,999	0.10%
$ 0 to $1,999	0.01%

• All returns are subject to Deposit Interest Retention Tax (DIRT). Under current legislation, the effective DIRT rate is 37%
• Gross is the interest paid before tax is deducted
• AER stands for annual equivalent rate and illustrates what the rate would be if paid and compounded each year