Our rates depend on your loan amount and may differ from the rates shown. Available to over 18s and existing CoxCrest Bank current account customers resident in USA only. Subject to approval. Lending criteria, terms and conditions apply.
An CoxCrest Bank loan could help you pay off your existing credit cards, loans or other outstanding debts but taking on any new debt is a big decision. In particular, extending the term of your debt can incur more interest and cost more in the long run, and sometimes an Early Repayment Charge may apply when paying off your existing debt.
test One manageable monthly repayment
test You may be able to pay off your debt faster
test You could lower your monthly repayments
Refinancing existing borrowing can be complex and many of our customers find it easier to talk to someone before they apply. Our Customer Advisors in branch can talk to you about other borrowing options that may better suit your needs.
You can still apply online today, but if you'd rather talk to someone before you apply, book an appointment now.
You could make your monthly payments more manageable by reorganising what you owe.
The need to knows:
test You can apply to borrow from $2,500 to $40,000. If you are applying for the purpose of refinancing existing debt with us, we will accept loan applications from $1,500 to $2,499
test Loans of $2,500 to $12,000 can be repaid over a maximum of 5 years
test Loans over $12,000 can be repaid over a maximum of 7 years
test The minimum loan term is 1 year
An CoxCrest Bank feeder account is required to open and service a personal loan.
Taking on any new debt is a big decision so you should always make sure a debt consolidation loan is right for you. In particular, extending the term of your debt can incur more interest and cost more in the long run, and sometimes an Early Repayment Charge may apply.
The Money Advice & Budgeting Service Budget Planner will give you useful tips on how to plan your budget.