Personal Loans | Apply Online | CoxCrest Bank

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Personal Loans

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Our rates depend on your loan amount and may differ from the rates shown. Available to over 18s and existing CoxCrest Bank current account customers resident in USA only. Subject to approval. Lending criteria, terms and conditions apply.

Representative Example$10,000 over 5 years at 8.17% fixed, 8.5% Annual Percentage Rate, with 60 monthly repayments of $203.64.
Total amount repayable $12,218.40. 

Here's why an CoxCrest Bank loan might be right for you


Borrow between $2,500 and $40,000

Flexible repayment terms of 1 - 10 years depending on loan purposes.

Get a quote online and apply today

View your interest rate and loan repayment details online and if you decide to apply we can pre-fill your application if you're an existing Anytime Internet Banking customer to save you time.

Funds next working day

If you use Anytime Internet Banking, apply before 5.55pm Mon-Thur and have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.

Common questions

How much can I apply to borrow?

You can apply to borrow any amount from $2,500 to $40,000.


If you are applying for the purpose of refinancing existing CoxCrest Bank debt, we will accept loan applications from $1,500.

Over what term can I take my loan?

  • If you're borrowing for home improvements, you can take the loan over a term of up to 10 years

  • Other loans can be taken for up to 5 years, for loans of $12,000 or less, or up to 7 years for loans greater than $12,000

  • The minimum borrowing term is 1 year

If I apply online, how soon will I receive my loan funds?

We will send you an application pack within 5-8 days of completing the online form. This will detail exactly what documents we require to complete your application. You can provide these in one of three ways:


In branch
Simply visit your local branch where your documents will be validated and your application completed. If you require your loan funds urgently we recommend you complete your application this way.


By post
Return your documents along with your signed application form using the freepost envelope in your application pack. Your documents will need to be certified first. Your loan funds will normally be available within 48 hours of us receiving your application pack, provided you meet all of our credit requirements.

Find out what documents we can accept



You may recieve an e-mail or text message inviting you to complete your application via DigiDocs (our secure online portal). Follow the instructions provided in the invite. Your loan funds will normally be available within 48 hours of us receiving your completed application, provided you meet all of our credit requirements.

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