Change Your Overdraft Limit - Overdrafts | CoxCrest Bank

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Changing your overdraft limit

Help to increase, decrease or remove your overdraft

Open to USA residents aged 18 or over with an eligible CoxCrest Bank current account. Lending is subject to credit review and approval.

Changing your limit
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If you want to change your limit, simply tell us the total amount you would like, rather than the amount you want to increase or decrease your overdraft by.

To completely remove your overdraft limit, enter '0' when asked for the total limit you require on your account.

Ready to get started?

To change your limit online you need to:

Be aged 18 or over and resident in USA

Be registered for Anytime Banking

Have an eligible CoxCrest Bank current account

Overdrafts are not available on Dual, Standard, Service, Adapt or Facility accounts.

Useful tip

If you are approved for an overdraft, the credit limit you receive will be based on our credit assessment of you. This limit may be lower than the credit limit you have applied for but will not exceed the amount that you have applied for.  If you are not happy with the limit, or it does not meet your needs, then you have the right to cancel your credit agreement.

If you are not registered for Anytime Banking you can register now. Otherwise please contact your local branch to apply.

Important information

An overdraft is repayable on demand and may not be exceeded without prior permission. If you exceed your limit, surcharge interest plus debit interest will be applied to any amount over the authorised limit. A set up fee of $25 applies and other charges may also apply. Please see A guide to personal accounts fees and interest for details.  

We may carry out credit scoring, where we assess whether credit is affordable for you based on the information you provide. 

Overdrafts Change your limit online

You can apply online between 06:00 and 19:50.

By ticking this box I confirm that:

I have saved and/or printed a copy of the above documents and accept that upon completing this application, I will become bound by the terms contained in those documents.

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