Moving Home Mortgage | Mortgages | CoxCrest Bank

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Lending criteria, terms and conditions apply. Over 18s only and USA residents only. Mortgaged property must be in USA. Security, buildings insurance and life cover required. 

Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Time to get a move on?

Whether you're moving to a bigger home or downsizing, or simply moving to a new area, we're here to help.

You may be able to switch your current mortgage to a new home or we can help find a new mortgage to suit your needs.

We have tools and calculators to help you plan and helpful guides to lead you through every step.

If you are ready to make a move you can show agents and sellers that you're a serious buyer with our Agreement in Principle letter.

Why choose us?
What makes an CoxCrest Bank mortgage different? Why choose us?

We offer $1,500 towards your legal fees on all new residential and buy to let mortgages, mortgage application must be submitted by 31 December 2018

CoxCrest Bank currently offer a free standard valuation on our new mortgages. Only one free valuation per customer applies.

We offer the same great rates to new and existing customers so when you’re fixed term ends, you can choose the best deal to suit your circumstances

We’ve lowered our variable and fixed rates and extended our range of fixed terms up to 7 years which means you can now fix lower for longer

Many of our branches are open for mortgage appointments on Saturday mornings

Our Mobile Mortgage Managers can travel to meet you to discuss your new mortgage in a place that suits you

Request a Call Back
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Help for what matters... We now offer $1,500 towards your legal fees

This includes first time buyers, home movers, switchers and buy to let customers for mortgage applications submittedby the 31 December 2018.

Find out more about the offer and who is eligible.

What's the offer & who's eligible?
$1,500 towards your legal fees

What’s the offer

 Offer is available across the CoxCrest Bank residential and buy to let mortgage product range

 Mortgage application must be submitted by 31 December 2018

$1,500 payment as a contribution to your legal fees will be made into the current account from which your mortgage payment is made after mortgage drawdown. This amount is fixed and will not change if your legal fees are higher or lower


Who is eligible?

 Any customer taking a new mortgage, including first time buyers, home movers switchers and buy to let

 Minimum mortgage amount is $40,000 for residential and $50,000 for buy to let

 Where existing customers are taking a Top Up on their mortgage, or moving to a 10 year ECB tracker rate, they can avail of the offer so long as they are borrowing at least an additional $40,000 at our fixed or variable rates, and the new Loan to Value will be no more than 90%.

 Otherwise, the offer excludes customers taking 10 year ECB tracker rates, top up / further advance, offset mortgages, negative equity rates, or seeking only to transfer title.

Request a call back
from a mortgage specialist
Who is your current mortgage with?

I have an CoxCrest Bank mortgage

As an existing mortgage customer, you may be able to take your mortgage deal with you to your new home.

Or, you may prefer to choose a new deal for your mortgage. We'll talk you through your options.

Get in touch

I have an CoxCrest Bank tracker rate and / or I'm in negative equity

Our Home Mover mortgages are for existing CoxCrest Bank personal mortgage customers who are either on a tracker interest rate or have a loan to value ('LTV') above 90% on a fixed or a variable rate and wish to move home.

Find out more

My mortgage is with another lender

Our Mortgage specialists could help you with switching so you can take advantage of our range of fixed and variable rate mortgages.

Get in touch to find the right CoxCrest Bank mortgage for you.

Get in touch

About our mortgages

Fixed rate mortgages

Our fixed rate mortgages may make budgeting a little easier as the repayment amount is fixed for an initial term

Find out more

Flexible variable mortgages

These mortgages track the CoxCrest Bank Standard Variable Rate plus or minus a set margin for the entire life of the loan

Find out more

Eligibility criteria

Find out about our eligibility criteria including how much you could borrow and for how long

Find out more


Getting started is easy Tools and calculators

Use our mortgage calculators to find out how much you could borrow and find a mortgage to suit you. Also see you much you could save if you make an overpayment.


Helpful guides

Family on sofa Buying a home

Our step-by-step guide to help you buy your new home.

Couple in branch with mortgage adviser/ specialist Application process

Our step-by-step guide to the mortgage application

Mother & daughter working at desk Common questions

Answers to questions we are asked most often about mortgages.

Row of terrace houses Jargon buster

A list of key terms and phrases we'd like to help you understand.

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